Frequently Asked Questions

 

Do you go by a specific credit score? We do look at your credit score, however we also take into consideration, time at the job, time in the area, and how you’ve paid your most recent bills.

 

Do you help people that have filed Bankruptcy? Yes.  As long as the Bankruptcy has been discharged we can consider you for any one of our loans. We also report to the credit bureau which will help you to re-establish your credit.

 

Do you offer Payday or Title Loans? No, all of our loans are Installment loans with much lower interest rates.  We can payoff your Payday or Title Loans to help lower your monthly payments. We can use a title as collateral on our loans.

 

What types of loans do you do? Our loans are Installment loans with monthly payments that can run from 12 months up to 60 months.  We offer unsecured loans up to $1,000 and secured loans from $1,000-$12,000.  We can give you a loan for just about anything up to $12,000.

 

Do you have to have a job to get a loan? No.  We help customers who are on a fixed income like Social Security, Disability, and Retirement as long as your income is at least $1,000 a month.

 

What documents do you require for a loan? Unsecured loans require driver's license, utility bill showing your physical address, and your last 2 check stubs.  For secured loans we also need the title, proof of insurance, and need to see the collateral.